ABRAF FICO · Franchise Investment

Own a gold store.
We run it for you.

Two proven formats. A fixed 2.5% return every month for 72 months, a completion bonus at the end, and not one rupee of operating cost on your side — staff, rent, stock and security stay with ABRAF.

From ₹39.99 L 2.5% monthly · fixed 72-month term ~190% of capital returned
Two models

Pick the format that fits your capital

Both carry the same 2.5% monthly return and the same 72-month term. The difference is footprint, ticket size, and the completion bonus at the end.

Already trading

Real stores. Real counters. Real gold.

These are operating ABRAF locations, not renders. Ask us and we will arrange a visit to one before you commit a rupee.

Mall atrium kiosk
Mall atrium kiosk
Flagship showroom
Flagship showroom
Display arch & vault wall
Display arch & vault wall
Jewellery counters
Jewellery counters
Buy-back & bullion
Buy-back & bullion
Buy-back counter
Buy-back counter
What you don't carry

No operational expense burden. At all.

You fund the store. ABRAF operates it. Every recurring cost that normally erodes a franchisee's margin sits on our side of the table.

Staff & payrollHiring, salaries, training and incentives are ABRAF's responsibility.
Rent & utilitiesLease, electricity, maintenance and day-to-day upkeep are covered by us.
InventoryGold stock is ABRAF's capital, not yours. No working-capital cycle to fund.
Security & insuranceStrong room, surveillance and insured custody, local or centralised.
Size it yourself

Going bigger than the base store?

The headline packages are our standard footprints. Move the slider to price a larger store — the monthly return stays at 2.5% of whatever you invest.

1,000 sq ft₹6,000 / sq ft
Total investment₹79.99 L
Monthly return₹2.00 L
Over 72 months₹1.44 Cr
Total returned₹1.48 Cr

Franchisee fee ₹4.00 L · Store setup ₹60.00 L · Equipment ₹10.50 L · Strong room ₹5.49 L · includes a ₹4.00 L completion bonus.

Request the investor pack

Share a few details and our franchise team will call you with the full agreement terms, location availability and the month-by-month payout schedule.

  • Detailed financial breakdown for your chosen model
  • Draft franchise agreement and payout schedule
  • Location and territory availability in your city
  • Site visit to an operating ABRAF store

We use your details only to contact you about this opportunity. No spam, and we never share your number.

Questions

Before you commit

How is the 2.5% monthly return calculated?

It is 2.5% of your total investment, paid every month for 72 months. On the ₹79.99 L Kiosk & Mall model that is ₹2.00 L a month; on the ₹39.99 L Buy Back model it is ₹1.00 L a month. The rate does not change with footfall or gold price.

What exactly do I get back over the full term?

Kiosk & Mall: ₹1.44 Cr across 72 months plus an ₹8 L completion bonus — ₹1.52 Cr in total on ₹79.99 L invested, about 190% of your capital. Buy Back: ₹72 L across 72 months plus a ₹4 L completion bonus — ₹76 L in total on ₹39.99 L invested, also about 190%.

Does one model pay better than the other?

No — both work out to roughly 190% of your capital over the full term, by design. Kiosk & Mall returns far more in absolute rupees (₹1.52 Cr against ₹76 L) because the ticket is larger. Your decision is about the capital you want to commit and the footprint you want, not about which one pays more per rupee.

What does the store setup cost actually cover?

Complete fit-out at ₹6,000 per sq ft for Kiosk & Mall and ₹4,000 per sq ft for Buy Back — interiors, display, lighting, signage and civil work. Equipment (₹10.50 L) and the strong room (₹5.49 L, local or centralised) are listed separately so you can see precisely where the money goes.

Do I have to run the store?

No. ABRAF operates it end to end — staffing, rent, utilities, inventory, security and compliance. You are an investor in the store, not an operator. You are welcome to visit any time.

Can I choose my city?

Subject to territory availability. Tell us your preferred location in the form and the franchise team will confirm what is open.

Important: all figures on this page are indicative and reconcile to the component costs shown. Returns, the completion bonus and the term are governed entirely by the signed franchise agreement, which will be shared before any commitment. This page is an invitation to enquire, not an offer of securities or a deposit-taking scheme. Please read the agreement carefully and take independent professional advice before investing.

Request pack Call now