How is the 2.5% monthly return calculated?
It is 2.5% of your total investment, paid every month for 72 months. On the ₹79.99 L Kiosk & Mall model that is ₹2.00 L a month; on the ₹39.99 L Buy Back model it is ₹1.00 L a month. The rate does not change with footfall or gold price.
What exactly do I get back over the full term?
Kiosk & Mall: ₹1.44 Cr across 72 months plus an ₹8 L completion bonus — ₹1.52 Cr in total on ₹79.99 L invested, about 190% of your capital. Buy Back: ₹72 L across 72 months plus a ₹4 L completion bonus — ₹76 L in total on ₹39.99 L invested, also about 190%.
Does one model pay better than the other?
No — both work out to roughly 190% of your capital over the full term, by design. Kiosk & Mall returns far more in absolute rupees (₹1.52 Cr against ₹76 L) because the ticket is larger. Your decision is about the capital you want to commit and the footprint you want, not about which one pays more per rupee.
What does the store setup cost actually cover?
Complete fit-out at ₹6,000 per sq ft for Kiosk & Mall and ₹4,000 per sq ft for Buy Back — interiors, display, lighting, signage and civil work. Equipment (₹10.50 L) and the strong room (₹5.49 L, local or centralised) are listed separately so you can see precisely where the money goes.
Do I have to run the store?
No. ABRAF operates it end to end — staffing, rent, utilities, inventory, security and compliance. You are an investor in the store, not an operator. You are welcome to visit any time.
Can I choose my city?
Subject to territory availability. Tell us your preferred location in the form and the franchise team will confirm what is open.