Terms and Conditions
ABRAF

POLICIES

TERMS OF USE

These Terms of Use, hereinafter referred to as “Terms and Conditions”, “T&C”, “Terms”, or “Agreement”, together with any other policies, statements, notices, or information published on this website from time to time, constitute a legally binding agreement between ABRAF / ABRAF GOLD (hereinafter referred to as the “Company”, “ABRAF”, “ABRAF GOLD”, “Website”, “We”, “Us”, or “Our”) and you (hereinafter referred to as the “User”, “You”, “Your”, “Buyer”, or “Customer”).

By visiting, browsing, accessing, using, or transacting on this website or any future website operated by ABRAF, you agree to be bound by these Terms and Conditions.
If you do not agree to these Terms, you must not access or use this website or any services offered by ABRAF.

When you use any current or future services of ABRAF, or engage with any affiliated businesses or third-party vendors, whether or not such services are listed on this website, you shall also be subject to the respective terms and conditions applicable to those services. In the event of any conflict, such additional terms shall prevail.

BUSINESS SCOPE DISCLAIMER

ABRAF GOLD is engaged in the business of:

  • Sale of gold coins and gold bars

  • Sale of silver coins and silver bars

  • Purchase of old gold jewellery from customers, subject to purity testing and verification

  • Related trading, retail, wholesale, and support services

Prices displayed or communicated are subject to live market fluctuations, purity assessment, weight verification, and applicable taxes.

COOKIES | DATA PROTECTION

This website uses cookies to enhance user experience, improve functionality, and ensure secure operation.

Cookies are small text files stored on your device that help us recognize your browser and improve site performance. Cookies do not contain viruses or cause damage to your device.

We may use:

  • Session cookies, which are deleted after your visit

  • Persistent cookies, which remain on your device for future recognition

Third-party services may also use cookies for analytics and advertising. You can manage or opt out of such cookies through:

Disabling cookies may affect certain website features.


ABRAF is committed to protecting your personal data and handling it responsibly in accordance with applicable data protection laws.

You may browse this website without providing personal information. Personal data such as your name, email address, phone number, and address may be collected only when:

  • You place an order

  • Submit an inquiry

  • Request a buyback or old gold evaluation

  • Subscribe to our newsletter

All payment transactions are processed through secure, PCI-compliant third-party payment gateways. ABRAF does not store or process credit or debit card details on its servers.

Your personal information is stored on secured systems and accessible only to authorized personnel. Sensitive information is encrypted using SSL (Secure Socket Layer) technology. Despite strong security practices, no system can guarantee absolute security.

CONTACT FORM

When you submit inquiries via our contact forms, the information provided is used solely for responding to your request and any related follow-up. Your data will not be shared with third parties without your consent, except where required by law.

NEWSLETTER

If you choose to subscribe to the ABRAF newsletter, we collect only your email address. This information is used exclusively to send updates, offers, and relevant communications related to ABRAF GOLD.


You may unsubscribe at any time using the “Unsubscribe” link provided in the email.

SHIPPING AND DELIVERY

ABRAF ships gold and silver products through insured and secure logistics partners.

  • Orders are processed on business days, excluding public holidays

  • Dispatch confirmation is sent via email or SMS

  • Delivery timelines may vary based on location, verification requirements, and logistics constraints

Estimated delivery timelines will be communicated at the time of order confirmation.

RETURNS AND REFUNDS

Due to the nature of precious metals:

  • Gold and silver coins, bars, and bullion are non-returnable and non-refundable, unless damaged or incorrect at the time of delivery

  • Customized or made-to-order products are non-refundable

  • Returns, if accepted in exceptional cases, must be unused, unopened, and in original condition

All return requests are subject to inspection and approval by ABRAF.

PURCHASE OF OLD GOLD JEWELLERY

When you sell old gold jewellery to ABRAF GOLD:

  • Jewellery is evaluated for weight and purity

  • Final value is determined based on prevailing gold rates and purity results

  • The Company reserves the right to refuse items that do not meet verification standards

Once the transaction is completed and payment is made, it is considered final and non-reversible.

ORDER CANCELLATION/MODIFICATION

Requests for order cancellation or modification must be made immediately after placing the order. Once an order is processed, packed, or dispatched, cancellation or modification may not be possible.

DUTIES AND INTERNATIONAL FEES

Orders may be subject to applicable taxes, duties, or regulatory charges depending on the delivery location and prevailing laws. Such charges are the responsibility of the customer unless explicitly stated otherwise.

FINAL DISCLAIMER

While ABRAF implements strong security measures to safeguard personal information and transactions, absolute security cannot be guaranteed. By using this website, you acknowledge and accept this risk.

ABRAF reserves the right to modify these Terms and Conditions at any time without prior notice. Continued use of the website constitutes acceptance of the updated terms.

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