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Five decades, one operating standard.
Manufacturing since 1971. Bullion in Dubai since 2002. Ten businesses across four brands today, in India and the UAE — every one of them funded by the business that came before it.
Who we are
A clan enterprise, not a start-up.
The family began as a knitting manufacturer in 1971 and spent five decades building one of India’s more quietly trusted industrial houses — manufacturing first, then global retail supply, then gold.
Everything the clan operates today sits on those two foundations: a factory floor that taught it to hit a tolerance and a date, and a Dubai bullion desk that taught it to price honestly and settle fast.
Foundation one · Manufacturing
It started with a knitting floor.
AB & Co was established in 1971 as a large-scale knitting manufacturing unit — the foundation of an enterprise that would grow across five decades into textiles, global retail supply, gold, healthcare and food.
On a manufacturing line, quality is a tolerance and a delivery date is absolute. There is no version of the job where you explain afterwards why the shipment was late. That habit did not soften when the product changed from cotton to gold — it is the single thread running through everything the clan has built since.
- Large-scale knitting and textile manufacturing since 1971
- Social accountability, OEKO-TEX, ASTM, TNPCB and ISI certified
- Distribution across the USA, Australia and the UK
The factory floor
Manufacturing excellence.
Plant, production line, quality control, packaging and processing — the operational base every clan brand still rests on, and the thing global buyers audited year after year.
Global retail clientele
We manufacture for global retailers.
From 2001, AB & Co has manufactured garments to order for Walmart, Target and Next. They are buyers of what our units produce — nothing more, and nothing less: goods made to their specification and shipped into the USA, Australia and the UK for over two decades.
Supplying retailers at that scale leaves a permanent mark on an organisation: documented process, audited standards, and no tolerance for improvisation. It is also the reason the gold business could be built quickly — the compliance posture already existed.
Walmart, Target and Next are customers of our manufacturing business. AB & Co produces goods to their order and specification; we are not a franchisee, agent, joint-venture partner or reseller of any of them, and none of them is associated with ABRAF Gold or the clan’s other brands. All names and marks are the property of their respective owners and are used here only to describe who we manufacture for.
Foundation two · Bullion, Dubai
Twenty-two years on a Dubai bullion desk.
ABRAF Gold’s B2B operations began in the UAE in 2002 — gold trading, wholesale and strategic partnerships, built on the compliance posture the manufacturing business already ran under.
That institutional history is the whole basis of the retail promise. A customer standing at a counter in Chennai is dealing with an organisation that has been settling bullion trades for two decades, not a shopfront that opened last year. Purity is read on an XRF analyser in front of them; the live board rate does the rest.
- 22+ years of gold trading expertise in Dubai
- Transparent, compliant pricing and operations
- Full regulatory and KYC compliance
- RTGS settlement in fifteen minutes
The portfolio
Ten businesses, four brands, one balance sheet.
Gold and bullion, women’s healthcare, patisserie and cocoa, and lifestyle retail — each independently managed, each funded by the businesses that came before it.
Brand one · Gold, est. 2002
ABRAF Gold
- 01Bullion desk — 999.9 fine bars, live board rate
- 02Flagship & mall stores — 24Kt 999.0 jewellery
- 03Kiosks — mall counters for buying and booking
- 04Buy Back branch — a dedicated resale counter
Four businesses
Brand two · Healthcare
Shecrets
- 01Women’s healthcare — 60+ doctors, labs, pharmacy
- 02Mall store — women’s wear and lifestyle retail
Two businesses
Brand three · Patisserie & cocoa
Galo
- 01Kiosk — grab-and-go counters inside malls
- 02QSR café — fresh bakes, counter service
- 03Lounge — the full sit-down format
Three businesses
Brand four · Lifestyle retail
MYOTO
- 01Mall impulse — 500+ finds, everything under ₹999
One business
How we work
Trust is earned by being boring in the right way.
Clear processes, consistent service, and relationships measured in decades. It is a testable claim rather than a slogan: for over twenty years the clan shipped to Walmart, Target and Next against their specifications, their audits and their delivery dates.
01
Clear processes
Every operation documented, certified and consistently delivered — from knitting mills to gold counters.
02
Consistent standards
The clan standard does not change across geographies, industries or brands.
03
Long-term relationships
Success is measured in decades, not transactions. Relationships are the most enduring asset we hold.
Accreditation
Audited by people who do not take your word for it.
Supplying global retail means operating inside someone else’s compliance regime. The gold business inherited that posture wholesale.
Manufacturing
Social accountability, OEKO-TEX, ASTM
Textile safety, materials testing, social accountability and pollution-control standards — re-audited year after year.
Gold
ISO, BIS, NABL, LBMA, Veriscan
Quality management, hallmarked purity, lab accreditation, international good delivery and traceability.
Both markets
Full regulatory & KYC compliance
Documented, auditable process across India and the UAE.
Franchise & investment
We co-invest rather than pass the risk down.
We incubate, build and franchise our own brands — and we put capital in alongside our partners.
For MYOTO, the brand co-invests in store inventory rather than asking the franchisee to carry it. For ABRAF Gold, the brand supplies the fit-out specification, the live rate infrastructure and the assay equipment, and trains the counter staff. Galo runs its own franchise and investor programme on the same basis.
The investor zone publishes the terms in full — payout schedule, deposit treatment, capital recovery point and maturity position — so a prospective partner can evaluate the arrangement before any meeting.
The principle
Every brand funded by the one before it.
Self-funding is a constraint, and it shapes decisions.
Growth is paced to what the business actually earns. Brands launch when they are ready rather than when a funding round demands it. No outside timetable dictates when a store opens or a category is entered. It is slower, and it is the reason the line from 1971 to today is continuous rather than a series of restarts.
The lineage
Fifty years of it, handed down.
AB & Co is the heritage enterprise of the Chinnaratha Clan — a legacy inherited across generations and built over fifty years of manufacturing, trade and global commerce.
Haniff Chinnaratha stewards the clan’s newer ventures — ABRAF Gold, Shecrets, Galo and MYOTO — alongside his teammates and the enduring support of the clan lineage.
The inheritance is not the capital. It is the operating method: document the process, certify it, deliver it the same way every time, and measure the relationship in decades.
Take the next step.
Whether you are interested in ABRAF Gold, Shecrets, Galo or MYOTO — connect with our team and we will guide you through every step.